What Home Renovation Savings pays for insulation in Richmond Hill
We re-read the program's pages and both eligibility documents on October 3, 2026. There are two ways in: an attic-only stream with no assessment, and the assessment stream, where insulation, windows, air sealing and a heat pump water heater are bundled.
Attic, no assessment
The attic stream pays half of the after-tax cost, up to $1,250 for an attic from R-12 or less to R-50, $1,000 from R-25 or less and $800 from R-35 or less. A participating insulation contractor must do the work.
Attic, with assessment
In the assessment stream an attic brought to at least R-50 pays $1,500, $1,200 or $900 by starting R-value, pro-rated by the share of the roof you insulate (minimum 50%).
Cathedral ceiling or flat roof
$750 in the attic stream and $780 in the assessment stream. Any combination of attic, cathedral and flat roof counts as one measure, capped at $1,500 in the assessment stream.
Exterior walls
$1,200 for R-7.5 to R-12 added, $2,100 for more than R-12 to R-20 and $3,600 for more than R-20. Minimum 20% of wall area, pro-rated.
Basement walls, slab and headers
Walls up to $1,500, a slab $500 and a header $300. Wall plus slab is capped at $2,000, and all three at $2,300.
Crawl space and exposed floors
Crawl space walls $600 or $1,200, ceiling $1,200, header $300, combined up to $2,700. An exposed floor over a garage earns $300 at R-20 or more.
Semis and row homes
Semi-detached and end-unit row homes get 75% of the walls and basement maximums. Middle-unit rows get 50%.
Audit rebate and cap
The assessment stream returns $600 for the audits and caps insulation rebates at $7,700, inside an overall $10,000 limit, or $5,000 for Enbridge gas homes.
Canada’s new heat pump rebate is worth up to $10,000. Get an email the day it opens
Planning a heat pump too? This one is on top of the rebates above, and we’ll email you the day it opens.
- Up to $10,000
- if your household earns below the median income
- $2,000
- for other homeowners who qualify
Stack it with the Ontario rebate open today
Ottawa says you can combine them. Each program has its own rules. Amounts are the most you can get.
Applications open early 2027
Join the launch alert
- Launch-day email, with what to do first
- Who qualifies for the $10,000, once Ottawa says
- A short hello now, so you know it worked
Know someone with old heating? Send them this.
Only emails about this rebate. No spam, no sales calls. Unsubscribe anytime.
Read everything we know so far Official page: canada.ca
Attic stream work must be finished by November 30, 2026 and entered in the system by December 31. In the assessment stream, the post-audit must be scheduled by November 30 and completed by December 31, 2026, or within 180 days of your first assessment.
Who the rebates reach
The 2021 Census counts 4,310 owner-occupied detached houses built before 1981 in Richmond Hill. 57% of households live in detached houses, 76% in an eligible house type, and 3.7% report needing major repairs. Apartments in buildings of five or more storeys account for 19% and are not eligible.
The three attic ranges
Starting R-value decides the attic rebate. An attic at R-12 or less can earn $1,500 (assessment) or $1,250 (attic stream) when brought to R-50. Between R-12 and R-25 the figures are $1,200 and $1,000. Between R-25 and R-35 they are $900 and $800. Measure first so you know which row applies.
Foundation work
Foundation headers pay $300 for adding at least R-20 to at least 80% of the header area, but only when done with the basement or crawl space wall. Basement walls pay $900 or $1,500 and the slab $500. Together they reach $2,300. If you plan a basement renovation anyway, ask whether the framing allows the insulation to meet the R-value added test.
Timeline
Attic stream work has to be finished by November 30, 2026. Assessment stream post-audits must be scheduled by that date and finished by December 31. Insulation contractors are in demand in the fall, so ask for written dates when you request quotes.
How to claim in Richmond Hill
- Confirm your house type, and whether your attic starts at R-35 or less.
- Choose a stream: pre-register for the attic stream, or book a home energy assessment for the full bundle.
- Get quotes that state the R-value you start with, the R-value you reach and the share of each surface you will insulate.
- Do not start any work until the in-home visit or first assessment has happened.
- Keep invoices and your property tax bill for the paperwork, and finish before the November 30 and December 31, 2026 dates.
Common questions
Is Richmond Hill mostly newer homes?
Yes, 15% of households live in homes built before 1981.
What does a header pay?
$300, but only with basement or crawl space wall work.
Is there a York Region insulation loan?
We did not find one in our verified list.
What is the attic stream deadline?
November 30, 2026.
What to do next
See Richmond Hill window and door rebates and the Ontario rebate calculator.
By Sam Menard. Sources, last read October 3, 2026: Home Renovation Savings: assessment upgrades, Home Renovation Savings: attic insulation, Home Renovation Savings eligibility requirements (PDF), Attic stream requirements (PDF), Statistics Canada 2021 Census, table 98-10-0233-01. All Richmond Hill rebates → Every Home Renovation Savings rebate →
