How rebates work in Newfoundland and Labrador
Most home rebates here come from one place: takeCHARGE, the energy savings program run by Newfoundland Power and Newfoundland and Labrador Hydro. Some takeCHARGE programs are paid for with federal and provincial money. The province also runs a Home Heating Supplement for people who buy heating oil.
The first question is what heats your home today. That one answer decides almost everything:
- Oil or propane: the Oil to Electric program is the big one, worth up to $22,000.
- Electric heat (baseboards, electric furnace): takeCHARGE pays for insulation, air sealing and duct insulation. We found no takeCHARGE heat pump rebate for homes already on electric heat.
- Lower income, any heat: the TakeCharge Greener Homes Program can pay for upgrades at no cost to you.
Our Newfoundland and Labrador rebate calculator asks these questions and adds up only what is open.
Getting off oil: up to $22,000
Oil got much more expensive this fall. Canadian Press reported furnace oil in St. John's at $2.16 a litre on October 3, 2026, almost a dollar more than a year before. The Oil to Electric Incentive Program pays toward switching your home from oil or propane to electric heat:
| What you install | Income-qualified | Everyone else |
|---|---|---|
| Central heat pump | Up to $22,000 | Up to $9,000 |
| Multi-split or several mini-splits | Up to $18,000 | Up to $6,500 |
| Electric furnace or boiler | Up to $10,000 | Up to $5,000 |
Income-qualified means, for example, adjusted net income of $73,600 or less for two people or $131,100 or less for four. The program pays your installer directly and can cover up to 100% of the cost, including a panel upgrade and removing the oil tank. The heat pump must heat the whole house, and you must use a participating installer. On October 16, 2026 the program was open with no closing date. Read our full Oil to Electric rebate guide, or our article on what to do about oil bills this winter.
Already on electric heat? Start with the shell of your home
Electric heat is common here, and the cheapest kilowatt hour is the one you never use. takeCHARGE pays for:
- Attic and basement insulation: 75% of the cost, up to $1,000 for each area, plus up to $500 each for labour by a participating installer. That is up to $3,000. Your home must have been built and connected before January 1, 2014.
- Air sealing: $200 to $750, based on how much tighter a blower door test shows your home got. You need an HRV or air exchanger.
- Duct insulation: 50% of the cost up to $500, if your main heat is an electric furnace or ducted heat pump.
- HRV: $225 for an eligible high-efficiency model, with any heat source.
These rebates need electric heat as your main heat source, or at least 15,000 kilowatt hours of electricity a year if you also use another source. The money comes as a credit on your power bill, usually within eight weeks.
Lower income? Upgrades at no cost
The TakeCharge Greener Homes Program, run with the Government of Canada, pays for a limited number of heat pumps, HRVs, insulation and air sealing jobs at no cost to income-qualified homeowners. You apply, get a home energy assessment, and TakeCharge approves the contractor's quote and pays the contractor. It uses the same income chart as Oil to Electric. Landlords can apply for up to two homes if the tenants qualify.
Do not mix it up with the old federal Canada Greener Homes Grant. That grant has ended. This is a separate, income-based program that was taking applications on October 16, 2026. People in NL Hydro's isolated diesel communities can also apply, and Hydro staff follow up about what is offered there.
Help with this winter's oil bill
The province's Home Heating Supplement pays $400 to $1,000 to residents who bought at least 250 litres of furnace or stove oil for their main home and had 2025 family income of $150,000 or less. Apply online or by mail before January 15, 2027. Call 1-844-729-4645 for help with the form.
Other help worth knowing
- On-bill financing: Newfoundland Power and NL Hydro both offer financing for heat pumps and insulation that you repay on your power bill.
- Home Energy Savings Program: run by Newfoundland and Labrador Housing for low-income households that use 15,000 kilowatt hours a year.
- Shift (St. John's): free guidance for energy renovations from econext and the City of St. John's.
- Federal heat pump rebate: announced October 8, 2026, expected in early 2027. See our federal rebate page.
We found no takeCHARGE rebate for solar panels, home batteries or heat pump water heaters.
Common questions
Read the questions and answers
How much is the Newfoundland heat pump rebate?
If you heat with oil or propane, up to $22,000 for a central heat pump when your income qualifies, or up to $9,000 if not, through the Oil to Electric program. We found no takeCHARGE heat pump rebate for homes already on electric heat.
Is the Oil to Electric program still open?
Yes. On October 16, 2026 takeCHARGE said it was still taking applications and no closing date had been set.
What rebates can I get with electric baseboard heat?
takeCHARGE pays up to $3,000 for attic and basement insulation, $200 to $750 for air sealing and $225 for an HRV. Lower-income homes can apply for no-cost upgrades.
Who gets the oil heating supplement?
Residents who bought at least 250 litres of furnace or stove oil in 2026 for their main home, with 2025 family income of $150,000 or less. It pays $400 to $1,000. Apply by January 15, 2027.
Is there a solar rebate in Newfoundland and Labrador?
We found no takeCHARGE solar or battery rebate for homeowners.
By Sam Menard. Sources, last read October 27, 2026: takeCHARGE Oil to Electric Incentive Program, takeCHARGE insulation rebate, takeCHARGE air sealing rebate, takeCHARGE HRV rebate, takeCHARGE duct insulation rebate, TakeCharge Greener Homes Program, Other programs (HESP, Shift), Home Heating Supplement, Government of NL.
