Free insulation if income is under $55,000

Home Rebates in Charlottetown

Charlottetown is a city of renters, and that changes which rebates fit. The Census counted 9,310 renting households and 7,875 owning households. PEI's rebate money is for owners and landlords, so the first question here is who owns your building. This page shows what is open on October 21, 2026, and where in Charlottetown to apply.

On this page
  1. What is open for Charlottetown homes in 2026
  2. What Charlottetown homes look like
  3. If you rent in Charlottetown
  4. If you own in Charlottetown
  5. Where to go in Charlottetown
  6. What about a heat pump?
  7. Every rebate guide for Charlottetown
  8. Where to start in Charlottetown
  9. Common questions
  10. What to do next

What is open for Charlottetown homes in 2026

We read the Government of PEI pages on October 21, 2026. Each card shows the date and links to the source.

Open

Heat pump

Rebate ended

PEI's heat pump rebate ended on April 15, 2026. Bought one between April 15, 2025 and April 15, 2026? Apply within a year of buying.

Open

Free heat pumps

Applications closed

Households already in line will be contacted by contractors.

Open

Free insulation

Free upgrades

Income under $55,000, home assessed at $300,000 or less, owned and lived in all year. Apply in person at Access PEI.

Income-qualified
Open

Insulation, windows, air sealing

$125 per window up to $1,000

Insulation by R-value, air sealing from $150. Homeowners and landlords. Higher rates under $35,000 income.

Income-qualified
Open

Energy audit

$99 plus HST

Required for the insulation rebates. The province pays the rest.

Canada’s new heat pump rebate is worth up to $10,000. Get an email the day it opens

Planning a heat pump in Charlottetown? Ottawa says you can add this on top of provincial rebates.

Up to $10,000
if your household earns below the median income
$2,000
for other homeowners who qualify

Stack it with the Prince Edward Island rebate open today

Ottawa says you can combine them. Each program has its own rules. Amounts are the most you can get.

Applications open early 2027

Join the launch alert

  • Launch-day email, with what to do first
  • Who qualifies for the $10,000, once Ottawa says
  • A short hello now, so you know it worked

Only emails about this rebate. No spam, no sales calls. Unsubscribe anytime.

How Ottawa says it will work (plans, not final rules)

  1. Apply online when your heating breaks or gets old
  2. Approved in 24 hours no home energy audit needed
  3. Payment approved in 5 days sent by direct deposit after you upload receipts

Read everything we know so far Official page: canada.ca

What Charlottetown homes look like

The 2021 Census counted 17,180 households in the City of Charlottetown. Four numbers shape which rebates fit:

  • More renters than owners. 54% of households rent, and 46% own.
  • Many small apartment buildings. 6,700 households (39%) live in apartment buildings under five storeys, and 7,480 (44%) live in single-detached houses.
  • Older homes. About 50% were built before 1981. Older buildings often have thin attic insulation and old windows.
  • Incomes. The median household total income was $66,000 in 2020. About 22% of households earned under $35,000, the line for PEI's higher rebate rate, and about 45% earned under $60,000.

These are 2020 incomes before tax from the Census. PEI's programs ask about your income on their own terms, so use the numbers only as a rough guide to how many neighbours may qualify.

If you rent in Charlottetown

With 9,310 renting households, most Charlottetown homes are not owned by the people living in them. The insulation rebates are for homeowners and landlords, and the free insulation program is for homeowners. A renter is neither, so a renter cannot use either program directly. What you can do is ask your landlord to look at the Home Insulation Rebates. The rebate pays for insulation, ENERGY STAR windows and doors, and air sealing, so it helps the building you live in.

If your landlord says yes, they book the energy audit, hire the contractor and send in the receipts. The tenant's part is letting the auditor in for the audit and the follow-up inspection. For more on how rebates work when you rent, our Prince Edward Island guide has the full rules.

If you own in Charlottetown

Owners have two paths, and your income decides which. About 45% of Charlottetown households earned under $60,000 in 2020, so a good share of owners may be near the $55,000 line for free insulation. If your household income is under $55,000, your home is assessed at $300,000 or less, and you live in it all year, apply for Free Home Insulation first. It pays for the insulation, the materials and the contractor. Do not start work before you are approved, because the province will not refund it.

If you do not qualify, the Home Insulation Rebates pay by the square foot and R-value. Windows and doors pay $125 each up to $1,000, or $245 each up to $2,000 if your income is under $35,000. You need the $99 energy audit first.

Where to go in Charlottetown

You do not need to drive far. efficiencyPEI is at 69 Belvedere Avenue, Suite 1-B01, in Charlottetown, and you can phone 1-877-734-6336 or email efficiencypei@gov.pe.ca. Free Home Insulation applications are made in person at any Access PEI location. For the energy audit, book directly with one of the approved companies: Clean Foundation (1-800-665-5377), Homesol Building Solutions (1-855-489-5305), RUGreen Energy Solutions (1-800-676-1663), Sensible Home Inspections (902-218-2271) or Trinity Energy Group (902-396-4333). The province lists these phone numbers on its home energy assessment page.

What about a heat pump?

PEI's heat pump rebate ended on April 15, 2026, and applications for free heat pumps are closed. If you bought a heat pump between April 15, 2025 and April 15, 2026, you can still apply within a year of buying it. Ottawa announced a National Heat Pump Rebate on October 8, 2026, expected to start in early 2027. Read our National Heat Pump Rebate guide for what is known so far.

Every rebate guide for Charlottetown

    Where to start in Charlottetown

    1. Find out who owns your building. Renters ask the landlord to look at the Home Insulation Rebates.
    2. Owners with income under $55,000 and a home assessed at $300,000 or less: apply for Free Home Insulation at Access PEI and wait for approval.
    3. Everyone else: book the $99 energy audit with an approved company.
    4. Finish the work, get the follow-up inspection and keep every receipt.
    5. Send your proof of income and payment form to efficiencyPEI.

    Common questions

    Can renters in Charlottetown get a PEI rebate?

    Not directly. The insulation rebates are for homeowners and landlords, and free insulation is for homeowners. A renter can ask the landlord to apply.

    Is there a heat pump rebate in Charlottetown?

    Not for new purchases. PEI's heat pump rebates ended on April 15, 2026. If you bought one between April 15, 2025 and April 15, 2026, you can still apply within one year of the purchase.

    Where do I apply for free insulation in Charlottetown?

    In person at any Access PEI location. You must be approved before any work starts, or the province will not refund it.

    How much is the home energy audit in Charlottetown?

    $99 plus HST. You book it directly with an approved company, not with efficiencyPEI.

    Does Charlottetown have its own home rebate?

    We found no City of Charlottetown home energy rebate. The money comes from efficiencyPEI and the province.

    What to do next

    Not sure where your home fits? Run the Prince Edward Island rebate calculator, or read the province guide.

    By Sam Menard. Sources, last read October 21, 2026: Government of PEI: heat pumps, Government of PEI: home insulation programs, Government of PEI: home energy assessments, Statistics Canada 2021 Census Profile. All Charlottetown rebates →

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