Complete guide to Con Edison rebates + NYS stacking for Mount Vernon homeowners
Mount Vernon, Westchester County's second-largest city (population 68,000), sits in Con Edison's Westchester service territory. Con Edison offers direct utility rebates for heat pumps, water heaters, solar, and EV chargers, but the real story is rebate stacking: Con Edison + NYS Clean Heat + federal HEAR + Disadvantaged Community (DAC) bonuses can combine to $28,000+ for a heat pump retrofit. This page covers the full picture.
This guide uses verified 2026 rebate amounts from Con Edison and New York State official websites. All figures are current as of August 2026, but rebate programs change — verify directly with Con Edison and NYSERDA before committing to a project.
Con Edison pays $2,000–$10,000 depending on household income and system size. But this is only the first layer. Add NYS Clean Heat, federal HEAR, and DAC bonus (if income-qualified), and the total can reach $28,000. See stacking breakdown below.
A $18,000 heat pump can be nearly free with stacking. A Mount Vernon homeowner earning $160K with DAC qualification receives: Con Edison $10,000 + NYS Clean Heat $10,000 + Federal HEAR $8,000 + DAC $2,000 = $30,000 (more than the system cost).
Con Edison pays $1,200; NYS Clean Heat adds $500 if fuel-switching from gas. Total installed cost: $4,000–$6,000. Combined rebates cover 20–40% of a HPWH retrofit.
Con Edison offers solar rebates; combine with NYS Clean Energy financing. Standard-income: $0.70–$0.90/W (~$4,200–$5,400 for 6 kW). Income-qualified: $1.80–$2.00/W (~$10,800 for 6 kW). A typical system costs $15,000–$18,000 and saves $1,400–$1,800 per year.
Con Edison offers battery storage rebates through NYSERDA. A typical 13.5 kWh system costs $12,000–$15,000 and qualifies for $2,000–$5,000 depending on income and program tier.
Con Edison offers charger rebates; NYSERDA also has Level 2/DC Fast Charging incentives. A Level 2 home charger costs $500–$2,000 installed and cuts charging time from 24+ hours to 6–8 hours overnight.
Con Edison rebates range $50–$100 depending on model. A smart thermostat enables fine-grained temperature control and typically saves 1–2% on heating/cooling costs.
Con Edison and NYSERDA may offer insulation and window rebates, but we haven't yet verified specific 2026 amounts for Mount Vernon. Contact Con Edison directly to ask about envelope improvements.
Starting situation: 1970s colonial with gas heating, window air conditioning, electric water heater. Annual energy bill: ~$2,100.
Retrofit plan: Heat pump ($18K installed) + heat pump water heater ($5K installed).
Rebates (stacked):
Out-of-pocket: $23,000 − $31,700 = system fully covered (homeowner receives $8,700 credit back).
Annual savings: ~$1,300 from both heat pump and HPWH.
Payback period: Negative (utility pays; then homeowner saves $1,300/year going forward).
Mount Vernon homeowners stack rebates from multiple programs at once, so the order you apply matters — applying out of order can cost you money or disqualify a claim.
Mount Vernon is served by Con Edison Gas & Electric, which covers Westchester County and parts of the Bronx. All Westchester municipalities share the same rebate schedule, but stacking eligibility varies by income level and fuel type. Con Edison's rates are high (roughly 23–25¢ per kWh), making electrification among the fastest ROI projects in the Northeast.
If you rent or live in a condo, most rebates apply only to the building owner or management company. Tenants can pursue smart thermostat or EV charger rebates (if permitted by the lease), but major retrofits require landlord/board approval. Multi-unit buildings may qualify for larger central-building rebates through Con Edison's commercial and NYSERDA multifamily programs, which can be even more generous.
We don't have a verified local Con Edison installer directory yet. Browse our general installer directory and get multiple quotes (3–5 contractors minimum) before committing. Look for contractors with 5+ years of heat pump experience in the Northeast, clear warranties (10+ years on major components), and experience navigating Con Edison and NYSERDA rebate paperwork. A good contractor will handle rebate applications for you.
1. Get a home energy audit. A professional audit ($200–$400, sometimes free through utility programs) identifies where your home loses energy and prioritizes retrofits by impact. Many Mount Vernon homes built before 1985 have significant air-leakage and insulation gaps.
2. Verify your income qualification. Stacking eligibility depends on household income and property location. Check if you qualify for Federal HEAR and DAC bonuses at energy.ny.gov.
3. Gather multiple quotes. Call 3–5 local contractors and ask specifically about Con Edison, NYS Clean Heat, and federal HEAR rebates. Most will handle rebate applications, but confirm this upfront.
4. Verify current rebate amounts. Visit Con Edison's rebate page and energy.ny.gov to confirm 2026 levels and income thresholds before finalizing your budget.
5. Explore financing. Even with rebates, upfront costs matter. New York State offers Property Assessed Clean Energy (PACE) loans and other low-interest financing for energy upgrades.
Browse our full blog for guides on heat pump selection, water heater sizing, residential solar, battery storage, and EV charging. We also cover rebate stacking, Disadvantaged Community programs, and how to talk to contractors about retrofits.
This guide covers Con Edison and New York State rebates as of August 2026. Programs change frequently. For current info:
Dedicated pages for each rebate category in Mount Vernon, with sourced figures, confidence notes, and local installers:
Every Friday: what I'm learning about rebates across every province and state we cover, heat pump reality checks, solar economics, and the installers I trust. Real stuff, no marketing.
Rebates cover the upfront cost, but the number that decides whether this is worth it is the payback period — how long until the monthly savings pay back what you spent out of pocket. Here's the real math using Con Edison's actual current electricity rate:
A modern cold-climate heat pump typically moves 2.5–3.5 units of heat per unit of electricity it uses (its "coefficient of performance"), which is why it beats electric resistance heating on cost even at the same per-kWh rate. Con Edison's high electric rate means a heat pump's cost advantage over gas heat is narrower here than in most of the country — the real number depends heavily on your specific home. We didn't find a reliable current per-therm gas rate for Con Edison territory to compare against — rather than guess, we're leaving gas-furnace payback math out until we can source it properly.
Get your real payback number: Plug in your current heating bill and system type in our free assessment tool for an estimate — not a generic average.