Ontario Rebate Calculator 2026: What You Could Get Back

Answer a few questions and see which Ontario rebates fit your home, with a source for every number.

By Sam Menard · Rules last verified October 9, 2026

Short answer: Ontario's Home Renovation Savings program pays $1,250 per ton (up to $7,500) for a cold-climate air-source heat pump when you heat with electricity, oil, propane or wood, and $500 per ton (up to $2,000) if you heat with Enbridge natural gas. It also pays up to $1,250 for attic insulation, up to $10,000 for solar and a battery, and $125 for a smart thermostat. The federal Greener Homes loan is closed.

Canada’s new heat pump rebate is worth up to $10,000. Get an email the day it opens

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Up to $10,000
if your household earns below the median income
$2,000
for other homeowners who qualify

Stack it with the Ontario rebate open today

Ottawa says you can combine them. Each program has its own rules. Amounts are the most you can get.

Applications open early 2027

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How we work it out

  • Every amount comes from the program's own page, linked on each result.
  • We count only programs that are open today. Programs that start later or have a waitlist are listed but not added.
  • Your answers stay in your browser. We only get your email if you ask us to notify you.
  • Nobody pays to be included, and installers cannot change what you see.

Every Ontario program in this calculator

ProgramAmountRules
Home Renovation Savings: air-source heat pump$1,250 per tonCold-climate model. You heat with electricity, oil, propane or wood. No home energy assessment needed. Not a new build lived in for 6 months or less. Source (active, verified 2026-10-09)
Home Renovation Savings: ground-source heat pump$2,000 per tonThe only way to reach $12,000. You heat with electricity, oil, propane or wood. Source (active, verified 2026-10-09)
Home Renovation Savings: air-source heat pump (Enbridge gas home)$500 per tonYou need an active Enbridge Gas residential account and heat mainly with a gas furnace or boiler. Rentals get the same lower amounts whatever the fuel. Source (active, verified 2026-10-09)
Home Renovation Savings: ground-source heat pump (Enbridge gas home)Up to $3,000You need an active Enbridge Gas residential account and heat mainly with a gas furnace or boiler. Source (active, verified 2026-10-09)
Home Renovation Savings: heat pump water heaterUp to $500Part of the assessment track: a home energy assessment before and after the work. Source (active, verified 2026-10-03)
Home Renovation Savings: attic insulation, no assessmentUp to $1,250Up to $1,250 without a home energy assessment. The official page also shows lower steps by starting R-value. Source (active, verified 2026-10-03)
Home Renovation Savings: attic insulation with assessmentUp to $1,500Needs a home energy assessment before and after. Pays $1,500, $1,200 or $900 depending on your starting R-value. Source (active, verified 2026-10-03)
Home Renovation Savings: whole-home insulation with assessmentUp to $7,700Needs a home energy assessment before and after. Total insulation rebates are capped at $7,700. Walls, basement, crawlspace and more are paid by area. Source (active, verified 2026-10-03)
Home Renovation Savings: solarUp to $5,000$1,000 per kW, up to $5,000 and 50% of cost. You cannot also take a net-metering agreement with your utility. Source (active, verified 2026-10-03)
Home Renovation Savings: batteryUp to $5,000$300 per kWh, up to $5,000 and 50% of cost. Only with new solar. Solar and battery together are capped at $10,000. Source (active, verified 2026-10-03)
Home Renovation Savings: smart thermostatUp to $125Enbridge gas-heated home, or electrically heated or cooled home. Listed models only. Upload the receipt within 60 days. One thermostat rebate per home. Source (active, verified 2026-10-04)
Save on Energy Peak PerksUp to $75$75 on enrolling, then $20 a year. Needs central AC or a heat pump run by an eligible Wi-Fi thermostat. Not for high-rise units. Source (active, verified 2026-10-05)
Home Renovation Savings: appliances$25 to $200 eachHeat pump dryer $200, induction cooktop or range $150, washer $75, fridge $50, freezer $50, dishwasher $25. Replace an existing electric appliance. Apply within 60 days. Source (active, verified 2026-10-04)
Energy Affordability Program (free upgrades)FreeFree upgrades for households under the income limits, from $48,220 for 1 person to $96,439 for 4 people, or on OW, ODSP or OESP. Call 1-844-770-3148. Source (active, verified 2026-10-04)
Toronto Home Energy Loan ProgramLoan up to $125,000A city loan repaid on your property tax bill, up to 10% of your home's assessed value, for up to 20 years. Confirm the current rate with the City. Source (active, verified 2026-09-26)
Better Homes Ottawa loanLoan up to $125,000Repaid on your property tax bill, up to 10% of your home's assessed value, 20 years. 0% for households under the income limits. Not for gas upgrades. Source (active, verified 2026-09-26)
RetrofitWR loan (GrandBridge customers)Loan up to $40,0002.5% fixed for 10 or 15 years, repaid on your GrandBridge Energy bill. Only for GrandBridge customers in Cambridge and North Dumfries. A free Energy Coach is open to homeowners across Waterloo Region. Source (active, verified 2026-09-26)
National Heat Pump Rebate (federal, not open yet)Up to $10,000 or $2,000Announced October 8, 2026 and expected to launch in early 2027. $10,000 is for households below the median income and $2,000 for other eligible homeowners. The income line and eligible homes are not published, so this is shown but not added to your total. Source (upcoming, verified 2026-10-09)

Common questions

How much is the Ontario heat pump rebate in 2026?

Home Renovation Savings pays $1,250 per ton, up to $7,500, for a cold-climate air-source heat pump if you heat with electricity, oil, propane or wood. A ground-source heat pump pays $2,000 per ton, up to $12,000. If you heat with Enbridge natural gas the amounts are $500 per ton (up to $2,000) for air source and $3,000 for ground source.

Is there a rebate for a new gas furnace in Ontario?

No. Home Renovation Savings lists heat pumps, not furnaces, so a new gas furnace gets no rebate.

Can I get a free smart thermostat in Ontario?

The Energy Affordability Program is the free path, for households under its income limits. Everyone else can get the $125 Home Renovation Savings thermostat rebate after buying one.

Is the federal Greener Homes loan still open?

No. The last day to apply was October 1, 2025. People who were already approved can continue.

Next: Ontario rebate guide · Top-rated installers by city · Recent rebate changes

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