What SMUD pays Rancho Cordova homeowners
The amounts are SMUD's, and they are identical across its territory, so each card links to the full Sacramento-area page with the rules and prices. SMUD's big rebates are submitted by a participating contractor in the SMUD Contractor Network.
Heat pump
$3,000 variable-stage and $2,000 two-stage when replacing gas; $1,000 for an electric upgrade.
Heat pump water heater
By tank size when replacing gas; $1,000 when replacing electric.
How permits work in Rancho Cordova
The City of Rancho Cordova says residential solar contractors can apply for permits online through SolarAPP+, an online portal developed by the National Renewable Energy Laboratory that automates plan review for code-compliant residential solar systems. After submitting there, contractors submit the permit through the City's own system. Other permits go through the City's Building and Safety division, which posts its forms and downloads online. Ask your contractor which permits your project needs, since a heat pump, a water heater and a panel upgrade each have their own.
Which installers are nearby
Rancho Cordova's best-reviewed heat pump and HVAC companies on Google include Fox Family Heating and Air Conditioning, with more than 3,000 reviews, and Ray O. Cook Heating and Air. Review counts vary widely, so look past the star rating. A company that is not in the SMUD Contractor Network cannot submit your SMUD rebate, so ask first. SMUD's Advanced Home Solutions team at 916-732-5732 can tell you which contractors are participating.
Climate and what it means for sizing
Rancho Cordova's average January low over 2015 to 2024 was 4.6°C, with a coldest recorded day of -3.0°C, and it gets about 5.1 peak sun hours a day. Winters are mild, and summers are long and hot, so a heat pump here is mostly about cooling that also heats. A standard unit meeting SMUD's rules is enough, and a correct size matters more than a cold-climate model.
Solar and batteries
SMUD pays no cash rebate for solar panels that we found. Its battery incentive, $300 per kilowatt-hour up to $6,000 since September 23, 2026, requires SMUD's Solar and Storage Rate and enrollment within 90 days of permission to operate. Individual rental units are not eligible. Read the Sacramento battery page for the full rules before you sign a solar contract.
Money that ended or is full
The federal 25C and 25D tax credits ended after December 31, 2025. Single-family state help is fully reserved and takes requests on hold only. The Switch Is On site shows what else might apply to your address.
Installers in Rancho Cordova
These Rancho Cordova heat pump and HVAC companies have the best Google ratings, listed by rating and then review count. We are not paid to list anyone. Ask each whether it belongs to the SMUD Contractor Network.
See all Rancho Cordova installers →
How to start
- Confirm that SMUD is your electric utility.
- Pick the upgrade you plan from the cards above and read the Sacramento page for its rules.
- Choose a contractor in the SMUD Contractor Network.
- Ask which City permits the project needs and who pulls them.
- Let the contractor submit the SMUD rebate.
Common questions
Is Rancho Cordova served by SMUD?
Yes. Rancho Cordova is within SMUD's service area. Check the name on your electric bill to be sure of your address.
Are Rancho Cordova's rebates different from Sacramento's?
No. SMUD's amounts are the same across its territory. Permits and local installers differ.
How do I get a solar permit in Rancho Cordova?
The City says contractors can apply online through SolarAPP+, which automates plan review for code-compliant residential solar.
Does SMUD pay for solar panels?
We found no SMUD cash rebate for solar panels. Its battery enrollment incentive pays $300 per kWh up to $6,000 from September 23, 2026.
Do I need a contractor in SMUD's network?
For heat pumps, water heaters and insulation, yes. They submit the rebate for you.
What to do next
See all SMUD rebates on our Sacramento hub, or open SMUD's rebates for my home page.
By Sam Menard. Sources, last read October 2, 2026: SMUD rebates for my home, City of Rancho Cordova building forms and downloads, SMUD heating and cooling rebates. All Rancho Cordova rebates → Every SMUD rebate →
