$100 each + 0% loan

Window and Door Rebates in Nanaimo

Nanaimo is the one city here that helps finance windows and doors. A BC Hydro rebate of $100 per opening covers part of the cost, and the City's zero-interest retrofit loan can cover the rest.

On this page
  1. Quick quiz: home energy in Nanaimo
  2. What BC Hydro pays for windows and doors in Nanaimo
  3. How the Nanaimo loan fits
  4. Nanaimo's homes in numbers
  5. Mild winters
  6. Counting openings and certification
  7. Reading a U-factor label
  8. Timing and paperwork
  9. If your income is lower
  10. How to claim in Nanaimo
  11. Common questions
  12. What to do next
Quick quiz

Quick quiz: home energy in Nanaimo

Questions about Nanaimo, from the data behind this page. Tap an answer to see why.

1. Rebates in Nanaimo often depend on the utility. Which one do we use for Nanaimo?

BC Hydro is the utility we use for Nanaimo. Rebates often depend on who supplies your power or gas, so check yours first.

2. What is a typical January night low in Nanaimo?

Our weather sample for Nanaimo (2015-2024) shows an average January low of 2 °C. Cold-climate heat pumps are tested at low temperatures, so check the rating at your coldest days, not just the average.

3. About how many peak sun hours a day does Nanaimo get on average?

Our 2020-2024 sunshine sample for Nanaimo averages about 3.4 peak sun hours a day. Fewer hours means less solar power per panel, so the size of the system matters.

4. We list heat pump rebates for Nanaimo. What is the biggest 'up to' amount?

Our summary for Nanaimo: Up to $4,000 from BC Hydro when replacing electric heat (+ up to $1,000 bonus for installs done by Oct 31, 2026); income-qualified gas/oil/propane switches up to $13,000 via CleanBC. The amount you get depends on your home, income and utility, so use the calculator.

5. Renters make up what share of Nanaimo households?

The 2021 Census counts 14,385 renter households out of 43,165 in Nanaimo. Many rebates go to owners, and some programs have separate rules for landlords and tenants.

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What BC Hydro pays for windows and doors in Nanaimo

We re-read BC Hydro's window and door page on October 2, 2026. The rebate is for homes heated mainly by electricity. FortisBC lists $100 per opening for its gas customers, except in the City of Vancouver.

Open

Windows and doors

$100 per opening

Paid for each window or door that replaces an existing one between a heated space and outdoors.

Open

Cap

$2,000 total

That is 20 openings at $100 each. A bay window counts as one opening.

Open

Energy rating

U-factor 1.22 or lower

The window or door must have a maximum U-factor of 1.22 W/m2-K, which is BC Hydro's Tier 2 level.

Open

More than one upgrade

Bonus up to $2,000

BC Hydro adds a bonus when you finish more than one eligible upgrade.

Open

Lower incomes

Free

Income-qualified customers can apply for free upgrades.

Income-qualified
Open

City of Nanaimo loan

0% City loan

Up to $15,000, repaid on your property tax over ten years. Covers heat pumps, insulation, windows and doors, and solar.

Canada’s new heat pump rebate is worth up to $10,000. Get an email the day it opens

Planning a heat pump too? This one is on top of the rebates above, and we’ll email you the day it opens.

Up to $10,000
if your household earns below the median income
$2,000
for other homeowners who qualify

Stack it with the British Columbia rebate open today

Ottawa says you can combine them. Each program has its own rules. Amounts are the most you can get.

Applications open early 2027

Join the launch alert

  • Launch-day email, with what to do first
  • Who qualifies for the $10,000, once Ottawa says
  • A short hello now, so you know it worked

Only emails about this rebate. No spam, no sales calls. Unsubscribe anytime.

Rebate plus loan on a typical job

Say replacing 14 windows and 2 doors costs $20,000. That is 16 openings, so the rebate pays $1,600. The remaining cost could be financed through the City's loan, up to $15,000, and repaid on the property tax bill over 10 years with no interest. The $20,000 is an example only.

How the Nanaimo loan fits

The City of Nanaimo opened its zero-interest retrofit loan in September 2026. You need taxes in good standing and must register with the free Home Energy Navigator first. The loan can reach $15,000, is repaid on the property tax bill over 10 years, and covers windows and doors as well as heat pumps, insulation and solar.

Nanaimo's homes in numbers

The 2021 Census counted 43,165 households in Nanaimo. About 16,895 (39%) live in homes built before 1981, and 7,880 are owner-occupied detached houses from that period. About 22% live in apartments and 67% own. About 5.2% say their home needs major repairs.

Mild winters

Nanaimo's average January low from 2015 to 2024 was 2.2°C and the coldest day was -10.2°C. Heating loads are modest, so condensation and drafts are the main reasons to replace old windows.

Counting openings and certification

Each rough opening counts as one. A bay window is one. Skylights are excluded. Units need a U-factor of 1.22 W/m2-K or lower and a listing from CSA, Intertek, Labtest, QAI or NFRC.

Reading a U-factor label

The rebate needs a U-factor of 1.22 W/m2-K or lower, and lower means less heat loss. Many window labels show the older imperial scale instead. To convert, multiply the imperial number by 5.678. A label that says U-0.30 equals 1.70 W/m2-K, which is too high. A label that says U-0.21 equals about 1.19 W/m2-K and passes. Ask the contractor to quote the metric value for each model so you do not have to convert.

Timing and paperwork

You have six months from the invoice date to apply, and the application needs the invoice and a photo of the manufacturer label on each unit. BC Hydro publishes a window and door checklist and a sample invoice. Ask the contractor to fill in the invoice the way the sample does, listing each window or door separately. A vague invoice is the usual reason a claim is sent back.

If your income is lower

BC Hydro sends income-qualified customers to the CleanBC Better Homes Energy Savings Program instead, and the two cannot be combined. The 2026 program document lists no insulation or window rebates, so the free Energy Conservation Assistance Program is the route to ask about.

How to claim in Nanaimo

  1. Register with the Home Energy Navigator if you want the City loan.
  2. Get quotes that list the U-factor of each unit.
  3. Photograph each label on installation day.
  4. Keep the invoice and apply to BC Hydro or FortisBC within six months.
  5. Ask the City how the loan and rebate combine on your project.

Common questions

Can windows be financed through the Nanaimo loan?

Yes. The City's loan covers windows and doors, heat pumps, insulation and solar.

How much can I borrow?

Up to $15,000 at zero interest, repaid on your property taxes over 10 years.

How cold does Nanaimo get?

The average January low was 2.2°C and the coldest day in 2015 to 2024 was -10.2°C.

How many openings are paid?

Up to 20, at $100 each.

What if I heat with gas?

FortisBC lists $100 per opening for gas customers.

What to do next

See Nanaimo insulation rebates and heat pump rebates.

By Sam Menard. Sources, last read October 9, 2026: BC Hydro window and door rebates, City of Nanaimo retrofit loans, FortisBC window and door rebates, Statistics Canada 2021 Census, table 98-10-0233-01. All Nanaimo rebates → Every BC Hydro rebate →

Statewide answer: see British Columbia heating and bill help: programs and dates, with what is open, what has closed and the dates to watch.

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