Heat pumps, explained for BC homeowners

What they are, how they heat and cool one machine, and how to tell a good install from a bad one — no jargon.

Quick quiz

Quick quiz: British Columbia rebates

A few questions from the programs we track. Tap an answer to see why.

1. The most this program can pay: BC Hydro EV charger rebate. How much?

BC Hydro EV charger rebate pays up to $550. Official page, checked October 16, 2026.

2. The most this program can pay: Local EV charger top-up. How much?

Local EV charger top-up pays up to $150. Official page, checked October 3, 2026.

3. The most this program can pay: BC Hydro windows and doors rebate. How much?

BC Hydro windows and doors rebate pays up to $2,000. Official page, checked October 2, 2026.

4. The most this program can pay: BC Hydro heat pump rebate. How much?

BC Hydro heat pump rebate pays up to $4,000. Official page, checked October 9, 2026.

5. The most this program can pay: BC Hydro heat pump bonus. How much?

BC Hydro heat pump bonus pays up to $1,000. Official page, checked October 9, 2026.

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A modern house with a heat pump unit on the outside wall

By Sam Menard · Updated July 2026 · 4 min read

A heat pump is the single upgrade that saves most BC homeowners the most money — and it's the one most people understand least. Here's the whole thing in plain English.

Canada’s new heat pump rebate is worth up to $10,000. Get an email the day it opens

Applications are not open yet. Ottawa says they open in early 2027, and that you can add this rebate on top of provincial ones.

Up to $10,000
if your household earns below the median income
$2,000
for other homeowners who qualify

Stack it with the British Columbia rebate open today

Ottawa says you can combine them. Each program has its own rules. Amounts are the most you can get.

Applications open early 2027

Join the launch alert

  • Launch-day email, with what to do first
  • Who qualifies for the $10,000, once Ottawa says
  • A short hello now, so you know it worked

Only emails about this rebate. No spam, no sales calls. Unsubscribe anytime.

How a heat pump actually works

A heat pump doesn't burn fuel to make heat. It uses electricity to move heat from one place to another. In winter it pulls warmth out of the outside air (there's usable heat in air even at −20°C) and brings it indoors. In summer it runs in reverse — pulling heat out of your house and dumping it outside, exactly like an air conditioner.

That "moving instead of making" trick is why it's so efficient: for every unit of electricity it uses, it delivers roughly three units of heat.

One machine, both jobs

A heat pump replaces your furnace and your air conditioner. For most BC homes switching off gas, that means heating bills drop and you get whole-home cooling you probably never had — increasingly useful as summers get hotter.

Ducted vs. ductless — which fits your home

Air-source heat pumps (the right type for almost every BC home) come in two layouts:

TypeBest forHow it looks
Ductless (mini-split)Homes on electric baseboards with no ductworkAn outdoor unit feeds one or more wall-mounted indoor "heads"
Ducted (central)Homes replacing a gas or electric furnaceAn outdoor unit connects to your existing ducts

If you're on a gas furnace (common in the Fraser Valley and Interior), a ducted heat pump usually reuses your existing ducts. If you're on baseboards, a ductless multi-split is often simpler and cheaper.

How efficient, really?

  • Up to 300% more efficient than electric baseboard heating.
  • Up to 50% more efficient for cooling than a typical window AC unit.
  • Often cheaper to run than a natural-gas furnace, depending on gas and electricity prices.

"But do they work in the cold?"

Yes — modern cold-climate models are rated to keep working down to about −30°C. In the coldest snaps some homes use a small backup (electric strips or the existing furnace in a "dual-fuel" setup), but the heat pump does the heavy lifting the vast majority of the year. We go deeper in Do heat pumps actually work in a BC winter?

What to check before you buy

  1. Variable-speed compressor. It's required for rebates and it's simply better — quieter and cheaper to run than single- or two-speed units.
  2. Right-sized to your home. A good contractor calculates your heating load. Insulating first lets you install a smaller, cheaper unit — which is why we say insulation first.
  3. The efficiency ratings. Higher HSPF (heating) and SEER (cooling) mean lower bills. Ask for the "capacity maintenance ratio" at −15°C for winter performance.
  4. Covers at least 50% of your home — a rebate condition.
  5. Who files the rebates. Your contractor applies through BetterHomes BC, not you. That makes contractor choice matter — see red flags when choosing an installer.

What it costs (and what you get back)

Installed cost depends a lot on system type, home size and electrical work, so get two or three quotes. Against that, BC Hydro pays up to $4,000 (no income test) when you replace electric heat, and income-qualified households switching from gas, oil or propane can get up to $13,000 from CleanBC (July 2026 rules) — and for lower-income homes, the Energy Conservation Assistance Program can install one for free. Your exact number depends on your income and utility.

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Keep it running efficiently

  • Replace or clean filters yearly.
  • Hold a steady temperature instead of big swings.
  • Use "heat" or "cool" modes rather than "auto."
  • Keep the outdoor unit clear of snow, leaves and clutter.
  • Book a professional check every 1–2 years.

Want to compare brands? See Mitsubishi vs. Daikin vs. Bosch. Wondering if it replaces your AC too? Heat pump vs. AC vs. furnace. Curious which city adds the most on top? 12 BC cities ranked by total rebate stack. And if you're planning further ahead, see what a fully electrified home looks like by 2030. Already installed one? Tell us what you actually paid and see how it compares.

Source: BC Hydro — Heat pumps. Rebate amounts change; confirm current figures at BetterHomes BC.

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