17 regions with an open rebate

Heat pumps, explained

A heat pump heats your home in winter and cools it in summer. Here is what to check before you buy, and what each open program pays.

Quick quiz

Quick quiz: how a heat pump works

Ten questions on the machine itself. Tap an answer to see why.

1. How does a heat pump heat your home?

A heat pump uses a refrigerant loop to carry heat in from outside air (or the ground). Moving heat takes far less energy than making it.

2. Can a heat pump heat a home when it is below freezing outside?

Cold-climate models are tested and rated for low temperatures. Always check the rated output at your coldest design temperature.

3. What does 'cold-climate' on a heat pump mean?

It is a performance rating, not a sales region. Many rebate programs ask for a cold-climate model on a qualified list.

4. For each unit of electricity it uses, a heat pump delivers about:

Because it moves heat instead of making it, a heat pump is often 200 to 400 percent efficient. Electric baseboards top out at 100 percent.

5. What is a ductless mini-split?

It needs no ductwork. Each indoor unit heats and cools the room it sits in, which suits homes without ducts.

6. Can a heat pump also cool your home in summer?

A reversing valve switches the direction of heat flow, so one system heats in winter and cools in summer.

7. What should an installer use to size a heat pump?

Square footage misses insulation, windows and air leaks. A proper heat-loss calculation avoids a unit that is too big or too small.

8. You see steam or frost on the outdoor unit in winter. What is usually happening?

Frost builds on the outdoor coil in cold, damp air. The unit briefly reverses to melt it, then goes back to heating.

9. About how long does a well-installed heat pump last?

Fifteen years is a common figure, longer with regular filter cleaning and yearly checks.

10. Why do some homes keep backup heat with a heat pump?

Right-sized cold-climate units handle most winter days. A small backup is a choice for the coldest extremes, not a sign the heat pump fails.

See my rebates
17provinces and states with an open heat pump rebate we track
Up to $25,000the biggest single amount: Mass Save Enhanced: geothermal heat pump, Massachusetts (USD)
74open programs, each with its official page and the date we checked it

A heat pump moves heat instead of burning fuel to make it. In winter it pulls heat from outside air and brings it indoors. In summer it runs in reverse, like an air conditioner. That is why one machine can do both jobs.

Cold-climate models are built for cold winters, and most rebate programs ask for them. Many programs also care about three things you can check early: what heats your home today, which installer does the work, and which model goes on the invoice. The table below shows what each open program pays, but the rules behind each amount are different, so read the official page before you sign.

What to check before you buy

  • What heats your home now. Some programs only pay when you replace electric heat. Others pay more for oil, propane or wood than for gas.
  • The installer. Some rebates need a program-registered contractor, and some need approval in writing before work starts. Ask first.
  • The exact model. Programs pay for models on their own lists. Get the model numbers on the quote and check them yourself.
  • The size. Programs size by how much heat your home loses, not by the size of your old furnace. Ask to see the math.
  • The deadline. Some programs give you months after the invoice. Others close on a date. Check the date on the official page.

Open heat pump rebates, region by region

Each row is an open program today. Amounts are the most a program pays, and many depend on your home, your income or your utility, so use the calculator for your own number.

WhereProgramPaysSource
British ColumbiaFortisBC income-qualified heat pump rebateup to $12,000 (CAD)Official page, checked Sep 26, 2026
British ColumbiaCleanBC Energy Savings Program: electric heat to heat pumpup to $5,000 (CAD)Official page, checked Sep 26, 2026
British ColumbiaBC Hydro heat pump rebateup to $4,000 (CAD)Official page, checked Oct 9, 2026
British ColumbiaFortisBC electric heat pump rebateup to $4,000 (CAD)Official page, checked Oct 3, 2026
British ColumbiaCleanBC northern top-upup to $3,000 (CAD)Official page, checked Sep 26, 2026
British ColumbiaBC Hydro heat pump bonusup to $1,000 (CAD)Official page, checked Oct 9, 2026
ManitobaEfficiency Manitoba: ducted cold climate heat pumpup to $2,000 (CAD)Official page, checked Oct 21, 2026
ManitobaEfficiency Manitoba: ductless cold climate heat pumpup to $1,500 (CAD)Official page, checked Oct 21, 2026
New BrunswickTotal Home: geothermal heat pumpup to $2,000 (CAD)Official page, checked Oct 21, 2026
New BrunswickTotal Home: central ducted air source heat pumpup to $1,500 (CAD)Official page, checked Oct 21, 2026
New BrunswickTotal Home: furnace heat pump add-onup to $1,000 (CAD)Official page, checked Oct 21, 2026
New BrunswickTotal Home: mini split heat pumpup to $400 (CAD)Official page, checked Oct 21, 2026
New BrunswickTotal Home: multizone heat pump$350 per indoor head (CAD)Official page, checked Oct 21, 2026
Newfoundland and LabradorOil to Electric: central heat pump (income-qualified)up to $22,000 (CAD)Official page, checked Oct 16, 2026
Newfoundland and LabradorOil to Electric: multi-split or mini-splits (income-qualified)up to $18,000 (CAD)Official page, checked Oct 16, 2026
Newfoundland and LabradorOil to Electric: electric furnace or boiler (income-qualified)up to $10,000 (CAD)Official page, checked Oct 16, 2026
Newfoundland and LabradorOil to Electric: central heat pumpup to $9,000 (CAD)Official page, checked Oct 16, 2026
Newfoundland and LabradorOil to Electric: multi-split or mini-splitsup to $6,500 (CAD)Official page, checked Oct 16, 2026
Newfoundland and LabradorOil to Electric: electric furnace or boilerup to $5,000 (CAD)Official page, checked Oct 16, 2026
Newfoundland and LabradorNatural Resources Canada one-time paymentup to $250 (CAD)Official page, checked Oct 16, 2026
Nova ScotiaModerate Income Rebate: ducted heat pump top-up$1,500 per ton (CAD)Official page, checked Oct 9, 2026
Nova ScotiaEfficiency Nova Scotia: geothermal heat pump$600 per ton (CAD)Official page, checked Oct 3, 2026
Nova ScotiaEfficiency Nova Scotia: central ducted heat pump$500 per ton (CAD)Official page, checked Oct 3, 2026
Nova ScotiaModerate Income Rebate: ductless heat pump top-up$500 per ton (CAD)Official page, checked Oct 9, 2026
Nova ScotiaEfficiency Nova Scotia: ductless heat pump$300 per ton (CAD)Official page, checked Oct 3, 2026
OntarioHome Renovation Savings: ground-source heat pumpup to $12,000 (CAD)Official page, checked Oct 9, 2026
OntarioHome Renovation Savings: air-source heat pumpup to $7,500 (CAD)Official page, checked Oct 9, 2026
OntarioHome Renovation Savings: ground-source heat pump (Enbridge gas home)up to $3,000 (CAD)Official page, checked Oct 9, 2026
OntarioHome Renovation Savings: air-source heat pump (Enbridge gas home)up to $2,000 (CAD)Official page, checked Oct 9, 2026
QuebecLogisVert: heat pumpup to $6,700 (CAD)Official page, checked Oct 21, 2026
YukonAffordable Heat Pump Program (income-based)up to $24,000 (CAD)Official page, checked Oct 21, 2026
YukonDependable Grid: dual fuel (heat pump plus non-electric backup)up to $15,000 (CAD)Official page, checked Oct 21, 2026
YukonGood Energy heat pump rebateup to $10,500 (CAD)Official page, checked Oct 21, 2026
CaliforniaGlendale Water & Power: heat pump replacing a gas furnaceup to $5,000 (USD)Official page, checked Sep 28, 2026
CaliforniaSMUD heat pumpup to $3,000 (USD)Official page, checked Oct 2, 2026
CaliforniaLADWP heat pump$2,500 per ton (USD)Official page, checked Oct 2, 2026
CaliforniaGlendale Water & Power: replacing an existing heat pumpup to $2,500 (USD)Official page, checked Sep 28, 2026
CaliforniaBurbank Water & Power: heat pump replacing gasup to $2,500 (USD)Official page, checked Oct 2, 2026
CaliforniaSMUD Go Electric bonusup to $2,000 (USD)Official page, checked Oct 2, 2026
CaliforniaGlendale Water & Power: panel upgradeup to $1,000 (USD)Official page, checked Sep 28, 2026
CaliforniaPasadena Water & Power: heat pump$170 per ton (USD)Official page, checked Oct 2, 2026
IllinoisComEd ducted heat pumpUp to $900 to $2,000 (USD)Official page, checked Oct 6, 2026
IllinoisNaperville Electric heat pump$900, $1,400 or $1,800 (USD)Official page, checked Oct 6, 2026
IllinoisComEd ductless mini-splitUp to $500 or $1,000 (USD)Official page, checked Oct 6, 2026
MassachusettsMass Save Enhanced: geothermal heat pumpUp to $25,000 (USD)Official page, checked Sep 26, 2026
MassachusettsMass Save Enhanced: whole-home heat pumpNo cost, or up to $16,000 (USD)Official page, checked Oct 3, 2026
MassachusettsMass Save: whole-home geothermal heat pumpup to $13,500 (USD)Official page, checked Sep 26, 2026
MassachusettsMass Save: partial-home geothermal heat pumpup to $13,500 (USD)Official page, checked Sep 26, 2026
MassachusettsMass Save: whole-home air-source heat pumpup to $8,500 (USD)Official page, checked Oct 10, 2026
MassachusettsMass Save: partial-home air-source heat pumpup to $8,500 (USD)Official page, checked Oct 10, 2026
MichiganAnn Arbor A2ZERO cold climate heat pump$4,000 ($5,500 lower income) (USD)Official page, checked Oct 6, 2026
MichiganLansing BWL heat pump replacing a gas furnace$4,000 or $5,000 (USD)Official page, checked Oct 10, 2026
MichiganDTE Energy heat pump$150 to $1,200 (USD)Official page, checked Oct 6, 2026
MichiganConsumers Energy heat pump$200 to $350 (USD)Official page, checked Oct 6, 2026
MinnesotaMinneapolis Green Cost Shareup to $5,000 (USD)Official page, checked Oct 6, 2026
MinnesotaRochester Public Utilities heat pumpup to $2,200 (USD)Official page, checked Oct 6, 2026
MinnesotaXcel Energy electric panel upgradeup to $1,500 (USD)Official page, checked Oct 6, 2026
MinnesotaCenterPoint hybrid heat pumpup to $1,100 (USD)Official page, checked Oct 6, 2026
MinnesotaMinnesota Power cold-climate heat pumpup to $1,000 (USD)Official page, checked Oct 6, 2026
New JerseyAtlantic City Electric electrification (replace gas, oil or propane heat)up to $10,000 (USD)Official page, checked Oct 6, 2026
New JerseyAtlantic City Electric heat pump$500 to $2,000 (USD)Official page, checked Oct 6, 2026
New JerseyJCP&L air source heat pumpUp to $1,000 (USD)Official page, checked Oct 6, 2026
New JerseyPSE&G air source heat pump instant rebate$300 to $600 (USD)Official page, checked Oct 6, 2026
PennsylvaniaPECO air-source heat pump$200 or $300 (USD)Official page, checked Oct 6, 2026
PennsylvaniaPECO ductless mini-split heat pump$150 or $300 (USD)Official page, checked Oct 6, 2026
VermontEfficiency Vermont: ducted heat pumpup to $2,200 (USD)Official page, checked Oct 3, 2026
VermontEfficiency Vermont: integrated controls bonusup to $600 (USD)Official page, checked Oct 3, 2026
VermontEfficiency Vermont: ductless heat pumpup to $475 (USD)Official page, checked Oct 3, 2026
WashingtonSeattle oil-to-electric rebateup to $2,000 (USD)Official page, checked Oct 6, 2026
WashingtonPSE heat pump (electric heat to heat pump)up to $1,500 (USD)Official page, checked Oct 6, 2026
WashingtonPSE hybrid heat pump (with a gas furnace)up to $1,500 (USD)Official page, checked Oct 6, 2026
WashingtonClark Public Utilities heat pump$500 to $1,250; $900 ductless (USD)Official page, checked Oct 6, 2026
WashingtonSeattle City Light heat pump contractor discount$300 to $600 (USD)Official page, checked Oct 6, 2026
WashingtonAvista heat pump contractor discount$300 to $600 (USD)Official page, checked Oct 6, 2026

See my rebates →

Start with these guides

Common questions

Do heat pumps work in cold weather?

Cold-climate models are made for it, and rebate programs ask for them. Ask your installer to show you the numbers for your coldest days.

Can I stack rebates?

Sometimes. Programs set their own rules, and some limit the total. Our calculator adds up only the open programs that apply to the upgrade you pick.

Do I need to keep my old furnace?

It depends on your home and the program. Ask your installer what they advise, and check the program page for any rule about backup heat.

Where do I find a good installer?

Start with our ranked lists for your city. They are ranked by Google reviews, and where a program publishes a registered contractor list we show a badge.

Sources, read October 21, 2026: BC Hydro: renovating your heating system, Home Renovation Savings, British Columbia: FortisBC income-qualified heat pump rebate, British Columbia: CleanBC Energy Savings Program: electric heat to heat pump, British Columbia: FortisBC electric heat pump rebate.

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