Quick quiz: how a heat pump works
Ten questions on the machine itself. Tap an answer to see why.
A heat pump moves heat instead of burning fuel to make it. In winter it pulls heat from outside air and brings it indoors. In summer it runs in reverse, like an air conditioner. That is why one machine can do both jobs.
Cold-climate models are built for cold winters, and most rebate programs ask for them. Many programs also care about three things you can check early: what heats your home today, which installer does the work, and which model goes on the invoice. The table below shows what each open program pays, but the rules behind each amount are different, so read the official page before you sign.
What to check before you buy
- What heats your home now. Some programs only pay when you replace electric heat. Others pay more for oil, propane or wood than for gas.
- The installer. Some rebates need a program-registered contractor, and some need approval in writing before work starts. Ask first.
- The exact model. Programs pay for models on their own lists. Get the model numbers on the quote and check them yourself.
- The size. Programs size by how much heat your home loses, not by the size of your old furnace. Ask to see the math.
- The deadline. Some programs give you months after the invoice. Others close on a date. Check the date on the official page.
Open heat pump rebates, region by region
Each row is an open program today. Amounts are the most a program pays, and many depend on your home, your income or your utility, so use the calculator for your own number.
| Where | Program | Pays | Source |
|---|---|---|---|
| British Columbia | FortisBC income-qualified heat pump rebate | up to $12,000 (CAD) | Official page, checked Sep 26, 2026 |
| British Columbia | CleanBC Energy Savings Program: electric heat to heat pump | up to $5,000 (CAD) | Official page, checked Sep 26, 2026 |
| British Columbia | BC Hydro heat pump rebate | up to $4,000 (CAD) | Official page, checked Oct 9, 2026 |
| British Columbia | FortisBC electric heat pump rebate | up to $4,000 (CAD) | Official page, checked Oct 3, 2026 |
| British Columbia | CleanBC northern top-up | up to $3,000 (CAD) | Official page, checked Sep 26, 2026 |
| British Columbia | BC Hydro heat pump bonus | up to $1,000 (CAD) | Official page, checked Oct 9, 2026 |
| Manitoba | Efficiency Manitoba: ducted cold climate heat pump | up to $2,000 (CAD) | Official page, checked Oct 21, 2026 |
| Manitoba | Efficiency Manitoba: ductless cold climate heat pump | up to $1,500 (CAD) | Official page, checked Oct 21, 2026 |
| New Brunswick | Total Home: geothermal heat pump | up to $2,000 (CAD) | Official page, checked Oct 21, 2026 |
| New Brunswick | Total Home: central ducted air source heat pump | up to $1,500 (CAD) | Official page, checked Oct 21, 2026 |
| New Brunswick | Total Home: furnace heat pump add-on | up to $1,000 (CAD) | Official page, checked Oct 21, 2026 |
| New Brunswick | Total Home: mini split heat pump | up to $400 (CAD) | Official page, checked Oct 21, 2026 |
| New Brunswick | Total Home: multizone heat pump | $350 per indoor head (CAD) | Official page, checked Oct 21, 2026 |
| Newfoundland and Labrador | Oil to Electric: central heat pump (income-qualified) | up to $22,000 (CAD) | Official page, checked Oct 16, 2026 |
| Newfoundland and Labrador | Oil to Electric: multi-split or mini-splits (income-qualified) | up to $18,000 (CAD) | Official page, checked Oct 16, 2026 |
| Newfoundland and Labrador | Oil to Electric: electric furnace or boiler (income-qualified) | up to $10,000 (CAD) | Official page, checked Oct 16, 2026 |
| Newfoundland and Labrador | Oil to Electric: central heat pump | up to $9,000 (CAD) | Official page, checked Oct 16, 2026 |
| Newfoundland and Labrador | Oil to Electric: multi-split or mini-splits | up to $6,500 (CAD) | Official page, checked Oct 16, 2026 |
| Newfoundland and Labrador | Oil to Electric: electric furnace or boiler | up to $5,000 (CAD) | Official page, checked Oct 16, 2026 |
| Newfoundland and Labrador | Natural Resources Canada one-time payment | up to $250 (CAD) | Official page, checked Oct 16, 2026 |
| Nova Scotia | Moderate Income Rebate: ducted heat pump top-up | $1,500 per ton (CAD) | Official page, checked Oct 9, 2026 |
| Nova Scotia | Efficiency Nova Scotia: geothermal heat pump | $600 per ton (CAD) | Official page, checked Oct 3, 2026 |
| Nova Scotia | Efficiency Nova Scotia: central ducted heat pump | $500 per ton (CAD) | Official page, checked Oct 3, 2026 |
| Nova Scotia | Moderate Income Rebate: ductless heat pump top-up | $500 per ton (CAD) | Official page, checked Oct 9, 2026 |
| Nova Scotia | Efficiency Nova Scotia: ductless heat pump | $300 per ton (CAD) | Official page, checked Oct 3, 2026 |
| Ontario | Home Renovation Savings: ground-source heat pump | up to $12,000 (CAD) | Official page, checked Oct 9, 2026 |
| Ontario | Home Renovation Savings: air-source heat pump | up to $7,500 (CAD) | Official page, checked Oct 9, 2026 |
| Ontario | Home Renovation Savings: ground-source heat pump (Enbridge gas home) | up to $3,000 (CAD) | Official page, checked Oct 9, 2026 |
| Ontario | Home Renovation Savings: air-source heat pump (Enbridge gas home) | up to $2,000 (CAD) | Official page, checked Oct 9, 2026 |
| Quebec | LogisVert: heat pump | up to $6,700 (CAD) | Official page, checked Oct 21, 2026 |
| Yukon | Affordable Heat Pump Program (income-based) | up to $24,000 (CAD) | Official page, checked Oct 21, 2026 |
| Yukon | Dependable Grid: dual fuel (heat pump plus non-electric backup) | up to $15,000 (CAD) | Official page, checked Oct 21, 2026 |
| Yukon | Good Energy heat pump rebate | up to $10,500 (CAD) | Official page, checked Oct 21, 2026 |
| California | Glendale Water & Power: heat pump replacing a gas furnace | up to $5,000 (USD) | Official page, checked Sep 28, 2026 |
| California | SMUD heat pump | up to $3,000 (USD) | Official page, checked Oct 2, 2026 |
| California | LADWP heat pump | $2,500 per ton (USD) | Official page, checked Oct 2, 2026 |
| California | Glendale Water & Power: replacing an existing heat pump | up to $2,500 (USD) | Official page, checked Sep 28, 2026 |
| California | Burbank Water & Power: heat pump replacing gas | up to $2,500 (USD) | Official page, checked Oct 2, 2026 |
| California | SMUD Go Electric bonus | up to $2,000 (USD) | Official page, checked Oct 2, 2026 |
| California | Glendale Water & Power: panel upgrade | up to $1,000 (USD) | Official page, checked Sep 28, 2026 |
| California | Pasadena Water & Power: heat pump | $170 per ton (USD) | Official page, checked Oct 2, 2026 |
| Illinois | ComEd ducted heat pump | Up to $900 to $2,000 (USD) | Official page, checked Oct 6, 2026 |
| Illinois | Naperville Electric heat pump | $900, $1,400 or $1,800 (USD) | Official page, checked Oct 6, 2026 |
| Illinois | ComEd ductless mini-split | Up to $500 or $1,000 (USD) | Official page, checked Oct 6, 2026 |
| Massachusetts | Mass Save Enhanced: geothermal heat pump | Up to $25,000 (USD) | Official page, checked Sep 26, 2026 |
| Massachusetts | Mass Save Enhanced: whole-home heat pump | No cost, or up to $16,000 (USD) | Official page, checked Oct 3, 2026 |
| Massachusetts | Mass Save: whole-home geothermal heat pump | up to $13,500 (USD) | Official page, checked Sep 26, 2026 |
| Massachusetts | Mass Save: partial-home geothermal heat pump | up to $13,500 (USD) | Official page, checked Sep 26, 2026 |
| Massachusetts | Mass Save: whole-home air-source heat pump | up to $8,500 (USD) | Official page, checked Oct 10, 2026 |
| Massachusetts | Mass Save: partial-home air-source heat pump | up to $8,500 (USD) | Official page, checked Oct 10, 2026 |
| Michigan | Ann Arbor A2ZERO cold climate heat pump | $4,000 ($5,500 lower income) (USD) | Official page, checked Oct 6, 2026 |
| Michigan | Lansing BWL heat pump replacing a gas furnace | $4,000 or $5,000 (USD) | Official page, checked Oct 10, 2026 |
| Michigan | DTE Energy heat pump | $150 to $1,200 (USD) | Official page, checked Oct 6, 2026 |
| Michigan | Consumers Energy heat pump | $200 to $350 (USD) | Official page, checked Oct 6, 2026 |
| Minnesota | Minneapolis Green Cost Share | up to $5,000 (USD) | Official page, checked Oct 6, 2026 |
| Minnesota | Rochester Public Utilities heat pump | up to $2,200 (USD) | Official page, checked Oct 6, 2026 |
| Minnesota | Xcel Energy electric panel upgrade | up to $1,500 (USD) | Official page, checked Oct 6, 2026 |
| Minnesota | CenterPoint hybrid heat pump | up to $1,100 (USD) | Official page, checked Oct 6, 2026 |
| Minnesota | Minnesota Power cold-climate heat pump | up to $1,000 (USD) | Official page, checked Oct 6, 2026 |
| New Jersey | Atlantic City Electric electrification (replace gas, oil or propane heat) | up to $10,000 (USD) | Official page, checked Oct 6, 2026 |
| New Jersey | Atlantic City Electric heat pump | $500 to $2,000 (USD) | Official page, checked Oct 6, 2026 |
| New Jersey | JCP&L air source heat pump | Up to $1,000 (USD) | Official page, checked Oct 6, 2026 |
| New Jersey | PSE&G air source heat pump instant rebate | $300 to $600 (USD) | Official page, checked Oct 6, 2026 |
| Pennsylvania | PECO air-source heat pump | $200 or $300 (USD) | Official page, checked Oct 6, 2026 |
| Pennsylvania | PECO ductless mini-split heat pump | $150 or $300 (USD) | Official page, checked Oct 6, 2026 |
| Vermont | Efficiency Vermont: ducted heat pump | up to $2,200 (USD) | Official page, checked Oct 3, 2026 |
| Vermont | Efficiency Vermont: integrated controls bonus | up to $600 (USD) | Official page, checked Oct 3, 2026 |
| Vermont | Efficiency Vermont: ductless heat pump | up to $475 (USD) | Official page, checked Oct 3, 2026 |
| Washington | Seattle oil-to-electric rebate | up to $2,000 (USD) | Official page, checked Oct 6, 2026 |
| Washington | PSE heat pump (electric heat to heat pump) | up to $1,500 (USD) | Official page, checked Oct 6, 2026 |
| Washington | PSE hybrid heat pump (with a gas furnace) | up to $1,500 (USD) | Official page, checked Oct 6, 2026 |
| Washington | Clark Public Utilities heat pump | $500 to $1,250; $900 ductless (USD) | Official page, checked Oct 6, 2026 |
| Washington | Seattle City Light heat pump contractor discount | $300 to $600 (USD) | Official page, checked Oct 6, 2026 |
| Washington | Avista heat pump contractor discount | $300 to $600 (USD) | Official page, checked Oct 6, 2026 |
Start with these guides
Questions to ask99 Questions That Make a Heat Pump Installer Sweat (In a Good Way)
QuizMyth or true?Heat Pump Myths, Busted: 6 Things Your Brother-in-Law Got Wrong
Ways to lose it77 Sneaky Ways to Lose Your Rebate (and the Easy Fix for Each)
- GuideWhy Insulation First? The Retrofit Sequence That Saves Most
- GuideOntario Home Renovation Savings Program: 2026 guide
- Guide9 Ontario home energy rebates you can claim in 2026
- GuideBC Hydro vs FortisBC Rebates: Which Pays More?
- GuideHow to Stack BC Rebates in 2026: Real Example
- GuideBC Hydro Rebate Deadlines 2026: Key Dates
Common questions
Do heat pumps work in cold weather?
Cold-climate models are made for it, and rebate programs ask for them. Ask your installer to show you the numbers for your coldest days.
Can I stack rebates?
Sometimes. Programs set their own rules, and some limit the total. Our calculator adds up only the open programs that apply to the upgrade you pick.
Do I need to keep my old furnace?
It depends on your home and the program. Ask your installer what they advise, and check the program page for any rule about backup heat.
Where do I find a good installer?
Start with our ranked lists for your city. They are ranked by Google reviews, and where a program publishes a registered contractor list we show a badge.
Sources, read October 21, 2026: BC Hydro: renovating your heating system, Home Renovation Savings, British Columbia: FortisBC income-qualified heat pump rebate, British Columbia: CleanBC Energy Savings Program: electric heat to heat pump, British Columbia: FortisBC electric heat pump rebate.