What's the heat pump rebate in NYC?

Con Edison offers $2,000–$10,000. Add state Clean Heat $6,000–$10,000 and federal HEAR $4,000–$8,000 for total $14K–$28K+ stacking.

Do I qualify for EmPower+?

If your household income is under 60% of NYC area median income (roughly $55K single), EmPower+ gives 100% cost coverage. No out-of-pocket cost.

What's the DAC bonus in NYC?

NYC disadvantaged census tracts add $1,000–$2,000 extra rebate. Check the DAC mapping tool to see if your address qualifies.

How long until I get my NYC rebates?

Con Edison pre-approval: 2–4 weeks. Work: 1–3 days. Rebate payment: 4–8 weeks after completion. Add 4–8 more weeks for state + federal processing.

NYC Heat Pump Rebates 2026: Con Edison Stacking Guide

NYC Heat Pump Rebates: $14K–$28K+ Stacking

Complete guide to Con Edison, state Clean Heat, federal HEAR, and DAC bonus stacking for New York City homeowners in 2026.

All five NYC boroughs served by Con Edison. Manhattan, Brooklyn, Queens, Bronx, Staten Island all eligible.

$4,000

Insulation rebate

$250

Battery Storage rebate

$85

Smart Thermostat rebate

What NYC homeowners can claim

New York City homeowners can stack four separate rebate sources for one heat pump installation. All amounts below are in US dollars.

Open

Con Edison Rebate

$2,000–$10,000

Utility-level rebate. Exact amount depends on equipment type and home size. Pre-approval required.

Open

NYS Clean Heat

$6,000–$10,000

State rebate for low-income households. Income-qualified. Fastest to process.

Open

Federal HEAR

$4,000–$8,000

IRA rebate, authorized through 2030 — funding and rules can change, so confirm current status before applying. Income-qualified ($75K–$100K+ thresholds).

Open

DAC Bonus

+$1,000–$2,000

Disadvantaged census tract bonus. Check NYC DAC mapping tool to qualify.

Open

EmPower+ (Income-Qualified)

Up to $14,000

100% coverage under 60% AMI. Free heat pump installation. No out-of-pocket cost.

Open

Con Edison Pre-Approval

2–4 weeks

Required timeline before work starts. Apply on Con Edison's website with home details.

Real NYC Example

Brooklyn homeowner, $200K household income, standard house, non-DAC area:

Con Edison rebate: $8,000
NYS Clean Heat: $8,000
Federal HEAR: $4,000 (income-qualified but not extremely low)
Total rebates: $20,000

Heat pump cost: $20,000. Your out-of-pocket: $2,000 (plus taxes/installation variables). Energy savings: $1,500/year. Paid for in 1.3 years. Then free heat for 20+ years.

How to claim it

Check income eligibility for Clean Heat and HEAR (most NYC households under $150K qualify for at least one)
Get Con Edison pre-approval (required first, 2–4 weeks)
Apply to state Clean Heat program in parallel
Apply to federal HEAR program in parallel (income verification needed)
Request quotes from Con Ed-approved contractors
Contractor installs after all pre-approvals (1–3 days work)
Rebates arrive 4–8 weeks post-completion as bill credits or checks from each program

Get an exact number: Fill out our free assessment tool to see your NYC-specific rebate estimate, including DAC status. Run your free assessment →

DAC Status: Check Your Census Tract

Most NYC neighborhoods have designated disadvantaged census tracts. If your home is in one, add $1,000–$2,000 to your total. See our DAC mapping guide for the tool and instructions.

EmPower+ Simplified

If you make under $55K (single) or $75K (family of 3) in NYC: EmPower+ covers 100% of heat pump cost, up to $14K. Zero out-of-pocket. Read the full EmPower+ guide.

Other Con Edison NYC/Westchester Cities

Yonkers Mount Vernon New Rochelle White Plains

Next steps

Return to Con Edison overview →, read our heat pump vs. solar guide →, or contact us for specific questions →

What you'll actually save each month

Rebates cover the upfront cost, but the number that decides whether this is worth it is the payback period — how long until the monthly savings pay back what you spent out of pocket. Here's the real math using Con Edison's actual current electricity rate:

Con Edison electricity (2026): roughly 30–35.7¢/kWh depending on rate plan and time of use — among the highest residential electricity rates in the country. (Check current Con Edison rates →)

A modern cold-climate heat pump typically moves 2.5–3.5 units of heat per unit of electricity it uses (its "coefficient of performance"), which is why it beats electric resistance heating on cost even at the same per-kWh rate. Con Edison's high electric rate means a heat pump's cost advantage over gas heat is narrower here than in most of the country — the real number depends heavily on your specific home. We didn't find a reliable current per-therm gas rate for Con Edison territory to compare against — rather than guess, we're leaving gas-furnace payback math out until we can source it properly.

Get your real payback number: Plug in your current heating bill and system type in our free assessment tool for an estimate — not a generic average.

NYC Heat Pump Rebates: $14K–$28K+ Stacking

What NYC homeowners can claim

Con Edison Rebate

NYS Clean Heat

Federal HEAR

DAC Bonus

EmPower+ (Income-Qualified)

Con Edison Pre-Approval

Real NYC Example

How to claim it

DAC Status: Check Your Census Tract

EmPower+ Simplified

Other Con Edison NYC/Westchester Cities

Next steps

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What you'll actually save each month

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